An Education Focused Service of A Special Needs Plan

Free phone consultation. Email us at This email address is being protected from spambots. You need JavaScript enabled to view it. to schedule an appointment.

Many families who choose the 1-on-1 planning engagement have had or currently have advisors. You may have a financial advisor, an insurance agent, an investment professional, a CPA or even an attorney; however, you have no coordination between these advisors—meaning they don’t talk to each other. The other issue for most families is these advisors do not have a special needs expertise and do not have an intimate understanding of the 4 stages of your child’s life, and how to plan properly for each stage. They simply don’t know the landscape, and therefore do not know the proper vehicles to use in order that your family can safely navigate this unique special needs planning terrain.

Our Philosophy at A Special Needs Plan is Comprehensive Coordination™. Your right hand must know what the left hand is doing so that no stone is left unturned, no seemingly small details are overlooked, in order for your life and your loved one’s life to turn out the way you envision.

Most families we work with are currently structured like the diagram below. You are getting information and recommendations from all these sources, and then it is up to you to determine how it all fits together, and impacts your family. This structure can be quite overwhelming & frustrating.

one on one comprehensive planning

By working with families in a 1-on-1 engagement we are able to change this structure by guiding you through The L.I.F.E. Planning Process, and ensuring that all the pieces of your strategy are seamlessly coordinated together. In that way, you and your family now have a guide and a resource to assist you every step of the way to secure the vision you have for everyone in your family, especially your special needs loved one! We will transform the above structure into the following:

one on one comprehensive planning

In this way, you now have all the necessary pieces linked together and working seemlessly. We will continue to manage this structure for the benefit of your family and your special needs loved one.

Our 1-on-1 Planning Engagement description:

A Personal Special Needs Expert trained to know financial, legal, tax, government benefits, healthcare, and insurance strategies that optimize the 4 stages of your child’s life. Your expert will guide you through the five steps of The L.I.F.E. Planning Process™, so you can safely navigate your Family Empowerment Pathway™ to secure your future, your family’s future and the future of your loved one with Special Needs.

You will meet, either in person or through web and teleconferencing, a minimum of four times to ensure your strategy successfully meets your expectations

You will receive your complete, documented, and written L.I.F.E.™Plan for your family which includes clearly defined action steps for you to take to ensure that regardless of what happens to you, your loved one is always taken care of!

Our 1-on-1 Planning Engagement objectives:

  • Securing a high quality of life for your special needs loved one (while you are here & when you are not)
  • Understanding and Creating a Guardianship Plan
  • Clearly defining the abilities and strengths of your loved one
  • Determining your loved one’s future needs (ie. Housing, Healthcare, Employment, Education, Social Interaction, Transportation, Final Arrangements, etc.)
  • Defining the financial cost of these future needs
  • Identifying available financial resources
  • Knowledgeable about Government Benefits and have a plan to qualify for or continue receiving
  • Clear understanding of Wills, Trusts and Special Needs Trust
  • Proper Design of your Trusts
  • Choosing the Trustee
  • Defining “Fair & Equal” Asset Distribution between Special Needs Child & other children
  • Completing your Loved One’s L.I.F.E.™ Journal
  • Drafting & Sending Family Care Notice™
  • Implement The Money Optimization Model™, The Power4 Advantage™ and the Asset Positioning Strategy™
    • Optimizing your assets to last your lifetime and your loved one’s lifetime by minimizing the 4 Major Risk Factors:
      • Tax Rate Risk
      • Market Risk
      • Longevity Risk
      • Government Benefit Risk

Free phone consultation. Email us at This email address is being protected from spambots. You need JavaScript enabled to view it. to schedule an appointment.